Terms and Conditions

Effective Date: 9/9/25
Last Updated: 9/9/25

Welcome to AGAssociates ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our website www.agassociates.org ("Site") and any services, products, or content offered by AGAssociates (collectively, "Services"). By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree, you must not use our Site or Services.

1. Use of the Site and Services

You must be at least 18 years old to use our Site or Services.
You agree to use the Site and Services only for lawful purposes and in accordance with these Terms.
You are responsible for ensuring that your use complies with all applicable laws and regulations.

2. Intellectual Property

All content, materials, trademarks, and logos on this Site are the property of AGAssociates or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, distribute, modify, or create derivative works from our content without our prior written consent.

3. User Accounts

To access certain Services, you may be required to create an account. You agree to provide accurate, complete, and current information.
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
We reserve the right to suspend or terminate accounts that violate these Terms.

4. Payments and Refunds

If you purchase Services, you agree to provide valid payment information and authorize us to charge applicable fees.
All payments are due at the time of purchase unless otherwise stated.
No refunds.

5. Continuing Education and Consulting Services

Our continuing education courses and consulting sessions are intended for professional development purposes only.
It is your responsibility to confirm that courses meet your state’s or professional board’s requirements before registering.
We do not guarantee outcomes such as licensure renewal or employment opportunities.

6. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for your convenience only.
We are not responsible for the content, policies, or practices of third-party sites.

7. Disclaimer of Warranties

The Site and Services are provided "as is" and "as available" without warranties of any kind, express or implied.
We do not guarantee that the Site or Services will be uninterrupted, error-free, or free of viruses.

8. Limitation of Liability

To the fullest extent permitted by law, AGAssociates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or Services.
Our total liability for any claim shall not exceed the amount you paid for the applicable Service.

9. Indemnification

You agree to indemnify, defend, and hold harmless AGAssociates, its officers, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the Site or Services or your violation of these Terms.

10. Termination

We may suspend or terminate your access to the Site or Services at any time, without notice, for any reason, including if you violate these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law principles.

12. Changes to Terms

We may update these Terms from time to time. The updated version will be posted on this page with a new "Last Updated" date. Your continued use of the Site or Services constitutes acceptance of any changes.

13. Contact Us

If you have questions about these Terms, please contact us at:
AGAssociates
Email: gregcannon@agassociates.org
Phone: 678-283-4022